Mobile Banking - Magadi Sacco Society Ltd


Manage your money anytime, anywhere with Magadi M-Cash.

You can access the service via USSD *850# or our mobile app.

You’ll need to register for Magadi M-Cash before you can use the service. If you’re already registered, you can get started straight away.

Download M-Cash Application Form here

Services offered via Mobile Banking (App and USSD)


  1. Membership information
  2. Member Statistics
  3. Mini Statement
  4. Funds Transfer
  5. Withdrawal to M-Pesa
  6. Deposit from M-Pesa
  7. Loan Management (Loan Application and Repayment
  8. Airtime Purchase

• USSD charges by Safaricom of Ksh. 2 apply when using *850#
• Balance Inquiry – Free.
• Mini Statement – Free.
• Cash withdrawal – Kshs. 43 for up to a maximum of Kshs. 40,000 per transaction. Each member is allowed up to Ksh. 40,000 in withdrawals per day.
Get it on Google Play

M-Cash Application Form

Download the M-Cash application form here


• Must have a FOSA Account and a valid M-Cash account,
• Must have enough salary to sustain loan repayment
• Must not be a defaulter of other Sacco Loans
• Must not have a similar outstanding mobile loan
• Maximum loan amount is Kshs. 40,000.
• Loan repayment period is up to 2 months for Jienjoy while Dividend Advance advance is recovered from dividend.
• Interest is charged on disbursement of the loan and the same deducted from the loan amount
• Repayment of the loan is through Salary or cash deposit
• Any default leads to disqualification from the products in future.